The 1950's over 50% of over couples in their 30's owed a home - today <15%
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The 1950’s over 50% of over couples in their 30’s owed a home - today <15%
Connor “with Honor” MacIvor - August 8, 2025** Tags: [santa clarita real estate](/-/Blog/tag/santa clarita real estate), [homeownership trends](/-/Blog/tag/homeownership trends), [1950s vs 2025 housing](/-/Blog/tag/1950s vs 2025 housing), [real estate commissions](/-/Blog/tag/real estate commissions), [mortgage rates 2025](/-/Blog/tag/mortgage rates 2025), [santa clarita market update](/-/Blog/tag/santa clarita market update), [first responder realtor](/-/Blog/tag/first responder realtor), [buyer broker agreements](/-/Blog/tag/buyer broker agreements), [inventory surge santa clarita](/-/Blog/tag/inventory surge santa clarita), [price changes real estate](/-/Blog/tag/price changes real estate) ** 0 Comments | Add Comment
Shocking Stats: Why Today’s 30-Year-Olds Are Locked Out of Homeownership – And How Santa Clarita Real Estate Is Bucking the Trend
TL;DR: Dive into eye-opening data showing how homeownership for married 30-year-olds has plummeted since the 1950s, fueled by skyrocketing costs and stagnant wages. In Santa Clarita, inventory is ticking up with 77 new listings last week, but it’s still a seller’s market—perfect timing to buy before rates drop further. I’ll break down commissions, market shifts, and insider tips from a first-responder-turned-Realtor. Ready to snag your dream home? Book a free consultation at SantaClaritaOpenHouses.com or call 661-888-4983.
As someone who’s walked the walk—from LAPD streets chasing bad guys to navigating the wild world of Santa Clarita real estate—I’m here to share real insights without the fluff. I’ve seen markets crash, boom, and everything in between, and let me tell you, the game has changed big time since the good ol’ days. Back in the 1950s, over half of married 30-year-olds owned homes. Today? It’s a fraction of that. Shocking, right? But in Santa Clarita Valley, we’re seeing opportunities bubble up that could flip the script for savvy buyers. Let’s unpack this transcription from my latest update, expand on the trends, and arm you with no-BS strategies to conquer the market.
The Jaw-Dropping Homeownership Gap: 1950s vs. Now
Picture this: It’s 1950. Post-war boom, white picket fences, and a steady job could land you a house without selling a kidney. Data shows more than 50% of married 30-year-olds were homeowners back then. Fast-forward to 2025, and that number’s tanked—barely scraping 30% in some estimates. Why? Wages haven’t kept pace with housing prices, student debt is a ball and chain, and let’s not forget inflation playing dirty tricks.
In Santa Clarita real estate, this gap hits home (pun intended). Young couples are eyeing areas like Canyon Country or Saugus, but affordability feels like a myth. I’ve crunched the numbers: A starter home that cost $20,000 in the ’50s (adjusted for inflation) now runs $600K-plus. Sarcasm alert: Thanks, economy! But here’s the silver lining—as inventory creeps up, we’re seeing more entry-level options. Check out our active listings at https://www.santaclaritaopenhouses.com/blog/active-listings for the latest gems under $750K.
Don’t get me wrong; it’s not all doom and gloom. As a Generation X’er who’s dropped 135 pounds through sheer grit (more on that at YouTube.com/@homemuscle), I know transformation starts with facing facts. If you’re a 30-something dreaming of roots in Valencia or Newhall, start by assessing your finances. Use our dream home finder tool at https://www.santaclaritaopenhouses.com/blog/dream-home-finder to filter by budget—no pie-in-the-sky promises here.
Santa Clarita Market Pulse: What’s Hot in the Last 7 Days
Let’s cut to the chase on the fresh data. In the past week alone, Santa Clarita saw 10 coming-soon teasers, 77 brand-new listings hitting the market, and a whopping 101 price changes. That’s sellers tweaking prices like they’re adjusting a thermostat—mostly downward to lure buyers in this cooling-but-still-warm market.
Inventory’s fluctuating, but we’re not in panic mode yet. Last week’s highs dipped a bit this morning, but end-of-month pushes could spike it again. Think of it like car dealers hustling quotas; real estate agents do the same. We ended with 27 back-on-market properties (escrows that fizzled), 47 pendings (in escrow), 35 closings, 14 expirations, 15 holds, 13 withdrawals, and those pesky cancels.
Pro tip: Those canceled listings? Goldmines. Sellers pull them for reasons like frustration or overpricing, but they’re often motivated. As your first-responder Realtor (CALDRE 01238257), I can dig into the historicals and approach them directly. Imagine knocking on a door with a ready buyer—bam, off-market deal. Head to https://www.santaclaritaopenhouses.com/blog/my-sold-listings to see how I’ve closed similar steals.
Humor break: If inventory keeps swelling, we might hit “lions, tigers, and bears” levels—oh my! But seriously, at 479 active condos, homes, and townhomes, it’s the highest in over two years. Buyers, this is your cue. Sellers, price right or watch your listing gather dust.
Commissions Demystified: No More Smoke and Mirrors
Ah, the elephant in the room—real estate commissions. With all the buzz, folks are asking: “How much will this cost me?” I’ve built a nifty calculator (link coming soon on my channels—follow First Responder Realtor on YouTube or Facebook). It’s vanilla simple: Plug in your home’s value, estimated fees, and see buyer vs. seller breakdowns.
Under new rules, everything’s negotiable. Sellers, you might pay less than the old “typical” rates. Buyers, expect to sign a buyer-broker agreement before viewing—it’s mandatory now to protect everyone. Sarcasm: Because nothing says “fun” like paperwork before peeking at a kitchen.
As an ex-LAPD motor cop turned Realtor, I keep it fair and honest. No fluff commissions here; we hash it out upfront. Want to run scenarios? Schedule a no-obligation Zoom at ZoomMeSCV.com or dial 661-888-4983. We’ll cover what charges hit your pocket as a seller (title, escrow) versus buyer (inspections, appraisals).
Internal nudge: Dive deeper into our real estate glossary at https://www.santaclaritaopenhouses.com/blog/real-estate-glossary for terms like “concessions” that could save you thousands.
Mortgage Rates and Fed Drama: The Magic Number Approaching?
Mortgage rates are dipping, teasing that “magic number” around 4-5% that could unleash a buying frenzy. The Fed’s funds rate influences this, tied to 10-year bonds. If they cut (eyes on the next meeting), expect rates to follow suit—maybe not dramatically, but enough to qualify more buyers.
Current vibe: Rates stalled but competition’s heating. Refi calls are pouring in as folks lock in before the drop. In Santa Clarita, this means more action in neighborhoods like Castaic or Acton. Check our mortgage rates page at https://www.santaclaritaopenhouses.com/blog/mortgage-rates for live updates.
Advice from the trenches: Don’t buy major credit items mid-process—it tanks your score. Get pre-approved legit; I’ve seen shady lenders ruin deals. As someone who’s regulated firearms and radars in LAPD days, I spot BS a mile away. Test my AI voice system at 661-219-7299 for quick rate chats, or call 661-51-Homes for full intel.
Insider Strategies: Snagging Deals in a Seller’s Market
Buyers, prep like you’re suiting up for a raid. Get that pre-approval, know your debt-to-income ratio, and scout canceled listings. Sellers overpromise on price? Walk. I’ve got your back—let’s solicit those frustrated owners.
For sellers: Know why you’re selling. Job relocation? Divorce? (I’ve handled plenty; attorneys trust me for discreet sales—see https://www.santaclaritaopenhouses.com/blog/testimonials). Price too high? It’ll sit. Use our free market analysis at https://www.santaclaritaopenhouses.com/blog/free-market-analysis to get real numbers.
Humor: If your agent’s talking more than listening, fire ‘em. Like an LAPD interrogation gone wrong—results suck. Build a plan: Clean, stage, and get ready for multiple offers.
Explore by area: Homes in Canyon Country under $500K at https://www.santaclaritaopenhouses.com/blog/homes-for-sale-in-canyon-country-ca-under-500000. Pools? Golf? We’ve got filters at https://www.santaclaritaopenhouses.com/blog/search-by-area.
AI in Real Estate: Friend or Foe?
As an AI influencer (check YouTube.com/@aiwithhonor), I’m all in on tech—but human touch wins. I’ve used AI to humanize reports, but nothing beats boots-on-ground intel. For realtors adopting AI, join my community at community.HonorElevate.com or call 661-367-8685.
In Santa Clarita, AI helps predict trends, but I add the sarcasm: “AI says buy now; I say buy smart.” Questions? Email Connor@HonorElevate.com.
Why Choose a First-Responder Realtor?
From drug recognition expert to body transformation guru (lost 135 lbs at 52 via fasting—YouTube.com/@homemuscle), I’ve mastered high-stakes. In real estate, that means protecting you like I did on the streets. Fair housing? Non-negotiable. Veteran buyers? I’ve got VA loan hacks.
Humble brag: Clients rave because I listen, negotiate like a pro, and deliver. See testimonials at https://www.santaclaritaopenhouses.com/blog/testimonials.
Market Reports and Forecasts: Eyes on the Horizon
Santa Clarita’s market report? Inventory up, but absorption steady. Watch Agua Dulce at https://www.santaclaritaopenhouses.com/blog/agua-dulce-market-report or Canyon Country at https://www.santaclaritaopenhouses.com/blog/canyon-country-market-report.
Forecast: If rates hit 4%, expect 2021 vibes—fast sales, rising values. But with more listings, buyers gain leverage. Relocating? Use https://www.santaclaritaopenhouses.com/blog/relocation-1.
Buying Guide: Step-by-Step No-Fluff Edition
Foreclosures? Short sales? Understand at https://www.santaclaritaopenhouses.com/blog/foreclosure-search.
Seller Secrets: Maximize Your Profit
Know your why. Set price right—overprice and you’re toast. Consider offers wisely; net sheet first.
Marketing: As a local board member, I blast to max exposure. Newsletter sign-up at https://www.santaclaritaopenhouses.com/blog/newsletter for tips.
Neighborhood Spotlights: Where to Buy Now
New construction? https://www.santaclaritaopenhouses.com/blog/new-construction-properties-for-sale-in-santa-clarita-ca.
Economic Ties: Why Santa Clarita Stands Out
Unlike NYC’s socialist shifts scaring investors, SCV’s stable. Low crime (thanks, LAPD roots), great schools, and proximity to LA without the chaos.
Investment ops: Flip or rent—see https://www.santaclaritaopenhouses.com/blog/lots-and-land-for-sale-in-santa-clarita-ca.
Personal Touch: Connect with Connor
Test my AI voice at 661-219-7299. Call 661-888-4983 or email connor@SantaClaritaOpenHouses.com. About me? https://www.santaclaritaopenhouses.com/blog/about.
Wrapping Up: Action Steps
Don’t wait for the ’50s to return—act now in Santa Clarita’s evolving market.
Recap:
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