Santa Clarita Real Estate in July 2025: What Buyers and Sellers Need to Know
Skip to main contentSkip to main navigation menuAccessibility MenuEmail Me(661) 888-4983**(661)888-4983
**Facebook**Twitter**Instagram**YouTube
Santa Clarita Real Estate in July 2025: What Buyers and Sellers Need to Know
Connor “with Honor” MacIvor - July 8, 2025** Tags: [Santa Clarita real estate](/-/Blog/tag/Santa Clarita real estate), [Connor MacIvor](/-/Blog/tag/Connor MacIvor), [Connor with Honor](/-/Blog/tag/Connor with Honor), SantaClaritaOpenHouses, [mortgage rates 2025](/-/Blog/tag/mortgage rates 2025), [buyer contingencies](/-/Blog/tag/buyer contingencies), [Santa Clarita home buying](/-/Blog/tag/Santa Clarita home buying), [investigating neighbors](/-/Blog/tag/investigating neighbors), [Santa Clarita market update](/-/Blog/tag/Santa Clarita market update), [Valencia homes for sale](/-/Blog/tag/Valencia homes for sale), [Saugus real estate](/-/Blog/tag/Saugus real estate) ** 0 Comments | Add Comment
Santa Clarita Real Estate in July 2025: What Buyers and Sellers Need to Know
TL;DR
The Santa Clarita real estate market in July 2025 is buzzing with 55 new listings, 67 price changes, and mortgage rates teetering in the high 6s to low 7s, with potential Fed cuts to the 4% range that could spark a buying frenzy. Buyers must understand contingencies to protect their deposits, while investigating neighbors can prevent costly disputes, as one buyer learned in a four-year legal battle. Sellers face a leveling market, making strategic pricing key. Connor MacIvor, the First Responder Realtor, offers expert guidance at SantaClaritaOpenHouses.com to navigate this dynamic landscape. Contact Connor today for a free market analysis or buyer consultation.
Introduction: Navigating the Santa Clarita Market in July 2025
Welcome to the Santa Clarita real estate scene in July 2025, where opportunity and caution go hand in hand. Whether you’re a first-time homebuyer dreaming of a Valencia condo, an experienced investor eyeing a Saugus single-family home, or a seller looking to cash in on your Stevenson Ranch property, the market is sending mixed signals. Mortgage rates are hovering in the high 6s to low 7s, but whispers of Federal Reserve rate cuts could ignite a buying boom reminiscent of 2021–2022. Meanwhile, 55 new listings hit the market in the past week, and 67 properties saw price adjustments, signaling a shift toward balance.
I’m Connor MacIvor, known as Connor with Honor, a former first responder turned real estate expert with a passion for serving Santa Clarita’s homebuyers and sellers. My mission is simple: to guide you through the complexities of this market with honesty, transparency, and a client-first approach. At SantaClaritaOpenHouses.com, you’ll find the tools, listings, and insights to make informed decisions. In this article, we’ll dive into the latest market trends, unpack the critical role of buyer contingencies, reveal why investigating neighbors is non-negotiable, and share how I can help you succeed. Let’s get started.
For more about my background and why clients trust me, check out my story at About Connor MacIvor.
The Mortgage Rate Game: Are We Nearing a Market Boom?
What’s Happening with Rates?
As of July 8, 2025, mortgage rates are sitting in the high 6s to low 7s, heavily influenced by your credit profile. These figures align with recent discussions I had with a local lender for an upcoming podcast (stay tuned on my YouTube channel, linked via SantaClaritaOpenHouses.com/blog). The Federal Reserve’s actions are under scrutiny, with potential rate cuts on the horizon. If the Fed lowers rates to the 4% range—a possibility my lender described as “digging in deeper than an Alabama tick”—the Santa Clarita market could explode.
Rates in the 4% range aren’t just numbers; they’re game-changers. Lower rates mean lower monthly payments, making homes more affordable and drawing buyers off the sidelines. But they also mean fiercer competition, as we saw in 2021–2022 when properties were overbid and sellers held the upper hand. For the latest rate trends, visit Mortgage Rates in Santa Clarita.
How Rate Drops Could Change Everything
Flash back to 2021–2022: low rates fueled a “standing room only” market. Homes in neighborhoods like Valencia and Saugus received multiple offers, often above asking price, with buyers waiving contingencies to stand out. If rates drop to the 4s, expect history to repeat itself. Sellers could see bidding wars, while buyers might face pressure to act fast and compromise on protections.
My lender friend predicts a surge in buyer activity if rates hit this “magic number.” Properties like the upcoming open house at 22206 Claiborne in Santa Clarita (details at Active Listings) could draw crowds. Sellers will benefit from higher offers, but buyers risk overpaying or facing buyer’s remorse if they skip due diligence. To understand the stakes, explore Santa Clarita Market Trends.
Advice for Buyers and Sellers
Buyers: Get pre-approved now to lock in your purchasing power before rates drop and competition heats up. A pre-approval shows sellers you’re serious and positions you to move quickly. Visit Getting Pre-Approved for tips on finding a legitimate lender.
Sellers: If rates fall, your home’s value could spike as demand surges. But don’t overprice—67 price changes last week suggest buyers are savvy and compare sold prices to listing prices. Get a free market analysis at Free Market Analysis to price your home competitively.
Buyer Contingencies: Your Safety Net in a Hot Market
What Are Contingencies and Why Do They Matter?
Contingencies are your safety net as a buyer. They’re clauses in the purchase agreement that let you back out of a deal without losing your deposit if certain conditions aren’t met. In California, standard contracts give you 17 days to complete investigations, covering:
These protections are critical, especially in a hot market. Learn more about the process at Understanding the Purchase Agreement.
The Risks of Waiving Contingencies
In competitive markets, some buyers waive contingencies to make their offers stand out. The transcript highlights a dangerous trend from 2021–2022: buyers removing all contingencies to win bidding wars, only to lose their deposits if they canceled escrow. For example, if you waive your inspection contingency and discover a $50,000 foundation issue, you’re stuck—cancel, and the seller keeps your deposit.
I’ve never advised my clients to waive all contingencies, as it’s a slippery slope. Buyer’s remorse often kicks in as escrow progresses, especially if buyers overpay or uncover deal-breakers. The transcript mentions buyers who “didn’t care what inspections revealed” but regretted it when issues were “much bigger than they could handle.” Protect yourself by understanding your rights at Why Buyers Need Written Agreements.
How Connor Protects Buyers
As your First Responder Realtor, I negotiate contracts that balance competitiveness with protection. I’ll guide you on when waiving a contingency might make sense (e.g., a minor appraisal gap) and when it’s too risky. My goal is to ensure you’re confident at every step, from offer to closing. For insights on why clients trust me, see Why Hire Connor with Honor.
If you’re attending our open house at 22206 Claiborne, I’ll walk you through the contingency process in person. Find similar properties at Homes with an Open House in Santa Clarita.
Investigating Neighbors: A Must-Do Before Buying
Why Neighbors Matter
Your neighbors can make or break your homeownership experience. The transcript shares a chilling story of a buyer who faced a four-year legal battle after purchasing a home without investigating her neighbors. Issues like disputes, restraining orders, or disruptive behavior can lower your quality of life and even your property’s value.
In Santa Clarita, where communities like Valencia and Saugus pride themselves on tight-knit neighborhoods, neighbor dynamics are especially important. A bad neighbor can turn your dream home into a nightmare, while great neighbors enhance your lifestyle. For tips on choosing the right area, visit Best Neighborhoods in Santa Clarita 2024.
How to Investigate Like a Pro
Investigating neighbors isn’t about being nosy—it’s about due diligence. Here’s how I help clients during the 17-day investigation period:
Buyers can also ask sellers about neighbors during escrow, but answers must be verified. My first responder background taught me to trust but verify, ensuring you have the full picture. For a step-by-step guide, check Your Ultimate Buying Guide.
Red Flags and Legal Considerations
Watch for these warning signs:
If red flags arise, you can negotiate solutions (e.g., seller disclosures) or exit escrow within your contingency period. For peace of mind, work with a title company, as outlined in Understanding Title Insurance.
Santa Clarita Market Update: July 2025 Numbers
By the Numbers
The Santa Clarita market is dynamic as of July 8, 2025. Here’s the latest, straight from my daily updates:
For a deeper dive, see Santa Clarita Market Report.
Neighborhood Spotlight
Santa Clarita’s neighborhoods offer something for everyone:
Our upcoming open house at 22206 Claiborne is a prime example of what’s available. Find it and others at Active Listings.
What the Trends Mean
Sellers: The 67 price changes signal buyers are comparing list prices to recent sales. Overpricing could lead to longer days on market. I’ll help you set a competitive price with a free analysis at Free Market Analysis.
Buyers: More inventory means more choices, but hot properties like those in Valencia move fast. Use tools like Quick Search or Advanced Search to find your dream home.
Why Work with Connor MacIvor?
The First Responder Advantage
My background as a first responder gives me a unique edge in real estate. I’m trained to stay calm under pressure, think strategically, and prioritize your safety—whether it’s negotiating a deal or spotting red flags. My commitment to honor and integrity means I put your needs first, every time. Read more at Why Working with a First Responder Realtor Gives You the Edge.
Client Success Stories
Clients rave about my hands-on approach. One buyer said, “Connor’s door-knocking saved us from a neighbor dispute we never saw coming.” A seller shared, “He priced our Valencia home perfectly, selling it in days.” See more at Testimonials.
Get Started Today
Ready to buy or sell in Santa Clarita? I’m here to guide you. Contact me for a free market analysis, buyer consultation, or to schedule a visit to our Claiborne open house. Reach out at Contact Connor or sign up for market updates at Newsletter.
Key Takeaways
** Share This Post## Comments
Already have an account? Yes NoLog In and Post CommentProtected by reCAPTCHA. Privacy • Terms
Explore
Connect
**Facebook**Twitter**Instagram**YouTube
🤝
Full Transparency
Yes, I earn referral fees when you work with agents I recommend. But unlike national platforms like Zillow or Realtor.com, I personally know and vet every single agent in my network of 17 trusted professionals.
My recommendations are based on YOUR specific needs and the complexity of your situation—not who pays the highest referral fee. I live in Santa Clarita Valley, and my reputation in this community depends on your success. Local accountability matters.
Ready to sell with a deliberate strategy?
Get seller-focused guidance built around your timeline, equity goals, and negotiation leverage.